Yes, this is footage of 19-year old Patton Oswalt in a sweater vest doing stand-up. But no, this is not your average, run-of-the mill stand-up comedy show. This is actually an educational video about student loans! That’s right, in an apparent attempt to help this video appeal to the young folks, the people who put this together held a show where a bunch of aspiring stand-up comedians did routines about college life and interspersed their acts with a Steve Urkel-looking guy standing on stage explaining to everyone how student loans work. This video totally reeks of something put together by a bunch of out-of-touch old guys trying to be “hip”.